“ The Role of Banking Service Quality in Adoption Information and Communication Technologies -Sample study for some branches of private banks operating in Lattakia-”, مجلة الجامعة, vol. 3, no. 4, Jul. 2020, Accessed: Apr. 25, 2026. [Online]. Available: https://hama-univ.edu.sy/ojs/index.php/huj/article/view/363